These Terms of Use govern access to the Riveroak Wealth Institute website, catalog, educational materials, local planning tools, and contact features. By using the website, you agree to these terms. If you do not agree, please discontinue use.
1. Educational purpose
Our content is general educational information about financial concepts. It is not individualized financial, investment, tax, accounting, legal, insurance, or lending advice. Course examples are illustrative and do not predict performance, eligibility, approval, income, or future results. You are responsible for evaluating information and seeking qualified professional advice when appropriate.
2. Website access
You may access the website for lawful personal or organizational evaluation. You may not interfere with its operation, attempt unauthorized access, introduce malicious code, scrape content in a way that burdens the service, impersonate another person, or use the site to facilitate fraud or unlawful activity.
3. Catalog and cart tools
Catalog descriptions, durations, formats, and prices are presented for course comparison and may change. The cart is a browser-based planning feature, not a payment processor or enrollment confirmation. Selecting an enrollment review option does not create a purchase, contract, or advisory relationship. Any actual access arrangement is confirmed separately in writing.
4. Intellectual property
Unless stated otherwise, Riveroak Wealth Institute owns or licenses the site text, curriculum descriptions, structure, trademarks, and visual interface. We grant visitors a limited, revocable right to view the website for its intended purpose. Reproduction, resale, public redistribution, systematic copying, or creation of derivative commercial materials requires written permission.
5. User communications
When submitting a message, you confirm that it is accurate, lawful, and appropriate to share. Do not submit confidential financial records or content that infringes another person’s rights. You grant us permission to use the information as needed to respond and operate support, subject to the Privacy Policy.
6. Availability and liability
We work to keep information accurate and the website available, but content may contain errors, become outdated, or be interrupted. To the extent permitted by law, the website and educational content are provided without warranties of uninterrupted availability or fitness for a particular decision. We are not responsible for decisions, losses, or outcomes resulting from reliance on general content without appropriate independent review.
7. Changes and governing process
We may revise these terms as the service develops. The effective date identifies the current version. If a concern arises, please contact us first so we can understand and address it. Any legally required governing law, venue, consumer rights, or dispute process remains subject to applicable law and cannot be waived by this general statement.
8. Contact
Questions about these terms can be sent to [email protected] or submitted through our Contact page.